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Additional Principal Payment Extra money included in the monthly payment to help reduce the principal and shorten the length of the loan.

Adverse Possession The acquisition of title to property through possession without the owner's consent for a certain time frame.

Affidavit A written statement or declaration sworn to before an authorized person, such as a notary public.

Appraisal The estimation of the value of a legal interest in land.

Appreciation The amount by which real property (or any other asset) has increased in value.

Asset An item of economic value owned by a person or corporation; especially that which could be converted to cash (such as cash, a house, a car).

Assignment The transfer of rights from one individual or firm (assignor) to another individual or firm (assignee).

Assignor A person who transfers the rights and interests of a property.

Assumable Mortgage A mortgage that can be transferred to another borrower.